2021.09.28 09:19 MartyGab Baskin' In It, Flewda Flam, Pen, 2021
2021.09.28 09:19 AutoNewspaperAdmin [National] - Reparations draw UN scrutiny, but those who'd pay say little | ABC
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2021.09.28 09:19 CoinYoutuber Covalent Partners with Klaytn, Bringing Data Accessibility to the Platform
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2021.09.28 09:19 gr00vychick Hey you guys!!
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2021.09.28 09:19 Duhulnator I need something exciting, similar to Hunter & Hunter or Kaiji.
The title pretty much says it all. I have watched Kengan Ashura and Akudama Drive recently and they were both excellent. Those 4 examples above pretty much illustrate what I'm looking for.
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2021.09.28 09:19 Legal_Dan A Time to Harvest
Just curious. Has anyone bought the new A Time to Harvest yet and is it materially different to the version released for the Cult of Chaos or is it just a repackaged version? How many people have actually run this campaign and what did you think?
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2021.09.28 09:19 duyquang111 Best Books On Stock Market in 2021
The 6 best investing books for beginners and advanced investors on the stock market. You should continue to read each stock market book in more detail in order to advance your investing skills and knowledge.
1.The Intelligent Investor-Value Investing strategy best selling book- best-investing books
2. Financial Autonomy-modern investing best book-best investing books
3. How to Make Money in Stocks: A Winning System In Good Times And Bad- best-investing books
4. Market Wizard– Best For Day Trading activities- best-investing books
5. One Up On Wall Street– Best For Both Short and Long Term Investors, and Especially Beginner Investors-best investing books
6. The Little Book of Common Sense Investing: The Only Way to Guarantee Your Fair Share of Stock Market Returns
Disclaimers: Content is for informational purposes only and we are not financial advisors, personal counselors, or other professional advisors. It should not be used as comprehensive or a substitute for professional advice.
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2021.09.28 09:19 regachoisiah BTS - Butter
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2021.09.28 09:19 FML_Abyss I need help
I really need help with this it is a quest boss battle part of the main quest not blacks spirit quest and I can’t find the NPC how do I do this?
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2021.09.28 09:19 opencloset29 So my dad is an ESTP
I'm an INFP (high Ti btw :)). We're practically opposites so that's what makes it hard for us to understand each other ig (Idk much about estps but I consider myself a meh typist and judge of character I'm pretty sure of his personality type).
Like whenever I get an email about a missing assignment (quite often I must admit), he sits me down and gives me a talk about life and blah blah. Just last week, he told me about how he dropped out of high school and his friend, whom he was smarter than in school, drove past him on the sidewalk and made him question his life choices. I had to keep a straight face and nod, but I was pretty sure that was fake bcuz I've heard that plot line so many times LMAO!
And he always asks me these increasingly vague questions. Like I had been doing my homework assignment for like a day and he says something like, "Why are you still doing that same assignment?" I thought it was a rhetorical question so I was surprised when he was waiting for an answer. I said idk and he got upset and left without saying anything and I didn't feel like doing my homework anymore.
I never really hated him or disliked him even when I was upset. He has never really done anything worth hating him for. He only moved into the same house with me and my mom when I was 13, but he wasn't really an absent father. He would come over when he could and I would see him maybe twice a week. He started driving me to and from school when I got into high school (12 - I think its middle school in America). The worst thing he would really do was pick me up at 6pm most days and 8pm on occasion, but that was only because it was easier to pick up me and my mother at the same time. And when he picked me up at like 7 or 8 he would buy me food, so I was mostly fine with it. Though at that time (12-14), I didn't have a phone, so after 5, I used to just sit and stare into space for the most part maybe watch people leave or count the remaining ones. I actually remember getting up to check on the other end of the school if he was there waiting for me. (Wow this kinda sounds like trauma on rereading!)
Anyways, we got into an argument some time in June. I can't remember what about, but I said something that upset him under my breath. He threatened to get the belt and beat me. And I shouted at him to go do it. (He had never beaten me before and the only time I recall getting hit was when I hit my mother twice so she hit me. She's the only one of three sisters that doesn't believe in beating her children. I love her!). My mom(ENTJ) quickly stopped him from even reaching the belt. Everyone in my family calmed me down and thought I was just heated up. I did calm down, but I meant it when I said I wanted him to hit me. I wanted a reason to hate him and I knew that when he beat me, I would finally be able to justify my feelings.
Naturally, I went to bed and contemplated that night for a long time before falling asleep. I never feel like I fit into this family. Not just because I'm bi and closeted, but also because I just can't ever seem to understand them. Speaking of, today I tried to show my brother (ISXX idk) and cousin (ESFP) a very interesting and funny tiktok about orangutans and they got collectively upset because they insulted orangutans. Like I don't know since when they became animal advocates. I tried to show them others that I had saved, but they didn't even give me the time of day and went back to their conversation. Idk why I tried when it's the same every time.
Wow this is so off-topic, sorry! What I meant to write about was in the fifth paragraph. I really don't know why I made this so long and the title so vague. I should go to bed, but I just wanted to tell you guys about the last time I cried. All I do is yawn now- it's good enough! :)
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2021.09.28 09:19 qwe304 My fellow food court employees, I challenge you...
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2021.09.28 09:19 Single_Worldliness_1 Corina Veraza in League
So girlies, I was watching Necrit’s stream (ik sum of y’all don’t like him but I’m still gonna talk about it) and he was discussing the campion road map. Fast forward to the next support that we are getting, he suggested that we might get Corina Veraza (the bad bitch from LoR). Now I don’t know much about her since I don’t play that game, but can some 🚬 who does confirm if she fits the description of the new champ?
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2021.09.28 09:19 crytoloover The9’s NFTSTAR Comes To Polygon
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2021.09.28 09:19 Dankmemesylyl Isnt this animal abuse tho..? I guess i am going to be called transphobic for posting this.
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2021.09.28 09:19 t_haynes_12 338 lapua
So I’m looking to get into long rang. Nothing super crazy. I’m not trying to set records or anything. But more just a simple bolt action in 338 lapua. Remington vs Savage vs Ruger. What would you pick and why?
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2021.09.28 09:19 Intrepid-Ad-769 Kurai Inu - Launching few hour ago on BSC | Liquidity Lock 🔒 | Verified Contract!!
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2021.09.28 09:19 InsurViewChina Differentiation and Challenges of Internet Insurance in China
The 2020 pandemic has accelerated the digital transformation of the insurance industry. Both the development of Internet property insurance and personal insurance in China has benefited from it. However, China’s cumulative premium income of Internet property insurance in 2020 was 79.795 billion yuan, a year-on-year decrease of 4.85%; the cumulative scale of Internet life insurance in 2020 was 211.08 billion yuan, a year-on-year increase of 13.6 %. The reason why Internet life insurance and property insurance had different trends in 2020 is due to both industry policy factors and fundamental development factors.
Internet property insurance business: business scale shrinks, non-auto insurance business develops better than auto insurance business As mentioned earlier, the performance by China’s Internet property and casualty insurance in 2020 is somewhat lower than the market's expectations. Behind this is the pandemic and the comprehensive reform of auto insurance, accident insurance reform, new credit guarantee insurance regulations and other regulatory factors.
In addition, the development momentum of non-auto insurance business continued to surpass that of auto insurance, and non-auto insurance premiums accounted for more than 70%. In 2020, the cumulative premium income of Internet auto insurance was 22.060 billion yuan, a year-on-year decrease of 19.64%, accounting for 27.65%; the cumulative premium income of Internet non-auto insurance was 57.735 billion yuan, a year-on-year increase of 2.35%, accounting for 72.35%.
With the rapid growth of non-auto insurance, especially products such as return insurance and accident insurance, the overall average premium of Internet property insurance has decreased year by year, from 25.18 yuan per order in 2014 to 2.07 yuan per order in 2020. Although the penetration rate of Internet property insurance business has declined, from a peak of 9.12% in 2015 to 5.87% in 2020, the penetration rate of Internet non-auto insurance shows a continuous growth trend, increasing from 1.10% in 2014 to 10.81% in 2020.
Internet property insurance business mainly comes from third parties. In 2020, the total premium income of third parties including third-party online platforms and professional insurance intermediaries was 59.323 billion yuan, accounting for 74.34%, an increase of 5.45 percentage points year-on-year.
From the perspective of insurance types, the top three insurance types in the Internet property insurance business in 2020 are health insurance, auto insurance and other insurance mainly including return freight insurance, with accumulated premium income of 65.670 billion yuan, accounting for 82.30%. Among them, the share of Internet auto insurance is 33.05% lower than that of the overall market of property insurance companies; while health and casualty insurance reflects a higher adaptability to the Internet, accounting for 27.93% higher than that of the overall market(12.18%).
Although non-auto insurance maintained a positive growth, the year-on-year growth rate declined. In terms of insurance types, with the exception of credit guarantee insurance, the cumulative premium income of other Internet non-auto insurance types achieved positive year-on-year growth.
Among them, the Internet health and casualty insurance business maintained a relatively high growth rate, and the scale of insurance premiums ranked first in Internet property insurance; the scale of credit guarantee insurance premiums shrank significantly. In 2020, the cumulative premium income of Internet health and casualty Insurance was 32.005 billion yuan, a year-on-year increase of 19.70%. This is consistent with our judgment on the industry: With the continuous improvement of the economic level, users gradually begin to pay more attention to their own protection needs. With the deepening of internet development, the low prices of health and casualty insurance, and low transaction cost, the sales of health and casualty insurance through internet channels will usher in a better period.
Internet life insurance business continues to grow, dominated by channel business In 2020, the Internet life insurance business maintained steady growth, with a total of 211.08 billion yuan in scale premiums, a year-on-year increase of 13.6% compared to 2019. Internet life insurance business still focuses on cooperation with channels, while supplemented by self-operation of insurance companies.
From the perspective of premium structure, life insurance is still the main type of insurance, accounting for 55.6%, a decrease of nearly 10% from last year; annuity insurance accounted for 23.2%, an increase of 4% from last year, becoming the second largest insurance category; Health insurance accounted for 17.8%, an increase of 5% from the previous year; the accident insurance accounted for 3.4%, which was basically the same as in 2019.
Through the data, Internet property insurance is likely to continue to slump, and personal insurance is expected to rise Under the impact of the pandemic last year, there have been voices in the industry that Internet health insurance would skyrocket. There are two main reasons: first, the pandemic has greatly strengthened people’s awareness of risk prevention. Also, offline insurance agents cannot successfully develop their businesses, and online insurance sales ushered in a wave of growth. In fact, health insurance premiums increased by 13.88 billion yuan in 2020 to a record high, and from the development of Internet health insurance in recent years, online health insurance has become an unstoppable trend.
Internet property insurance decline, how to recover? The weakening of Internet property insurance is mainly caused by auto insurance and credit guarantee insurance. The decline of auto insurance in the short term is subject to regulatory factors such as comprehensive reform of auto insurance. As to credit guarantee insurance, in view of the different degree of default risk of some online lending platforms, new regulations are introduced for credit guarantee insurance, and various insurance companies have tightened the financing credit guarantee insurance business, standardized business processes and improved the level of risk control. Data from the report showed that in 2020, the accumulated premium income of Internet credit guarantee insurance was 6.252 billion yuan, down 52.18% year on year.
The future of Internet property insurance mainly depends on the health insurance to make a breakthrough, but the health insurance is often subject to the restriction of low customer unit price. Whether property insurance companies can launch products in line with the new market demand in the future is the key. Second, we need to find opportunities for other innovative products. We take pet insurance as an example. According to statistics, Sweden has a pet insurance coverage rate of 40%, which is the highest in the world. The pet insurance coverage rate in the UK is about 25%, while in Japan and Hong Kong, the pet insurance coverage rate is around 7% and 3% respectively, compared with less than 1% in China. It is believed that with the development of pet economy and the promotion of insurance awareness, China's pet insurance market will still have a considerable space for development. Last year, ZhongAn launched pet insurance in conjunction with Alipay's insurance platform, which has served more than a million pet owners, according to data.
On the life insurance side, we also saw a large increase in the premium scale of annuity insurance products, indicating that the margin of Internet life insurance is expanding. The market is always changing, and in the past few years we have also seen a shift in the dynamics of Internet insurance. While many factors cannot be predicted, it is certainly a good idea to continue to strengthen the ability to refine operations in the face of increasingly fierce competition.
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2021.09.28 09:19 _weird_idkman_ cursed food
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2021.09.28 09:19 3leggedsloth23 35 (M4R) New World, Valorant [activities] movies?
Yep, I'm a 35 year old gamer. No simps allowed. Respect the ladies.
I run my own business(es), I work from home. It's a way for me to relax.
I'm chill, relaxed, sarcastic, have dad jokes. Sure, occasionally, I do say "how the f#*# did I die".. but I don't rage 😉
▶️ I pre ordered New World 2 years ago!
▶️ I also recently started playing Valorant. On US and EU servers.
Be great find more people to hang out with, chat, watch crap with. Who knows.
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2021.09.28 09:19 bob3122 Pendolino at euston
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2021.09.28 09:19 HeroicPower56 What if Rick Sanchez and Morty Smith has decided to work for the SCP Foundation and the Foundation has decided to successfully hire the both of them as scientists working for the foundation?
What if Rick Sanchez and Morty Smith decided to work for the SCP Foundation and the foundation has hired them successfully and didnt classify them as scps but as regular normal humans because Morty Smith felt bad for the people that live in the SCP Universe and the SCP Foundation and Rick decides to become a teacher to the foundation and teach it science and how the law of physics work and how they can actually break by scp's that dont follow the laws and how scps work and how to destroy them and contain them and I could go on what Rick Sanchez will teach them.
Fact in matter is Rick had somewhat changes into heroic protagonists defender mode due to Morty constantly bothering him about the SCP universe or for some reason whatsoever and he is now willing (ignore what Rick's and Morty's personalities really are and answer the question as if their personalities had changed into heroic good justice mode) to work for the foundation and help them learn, how to study properly, how to teach people with respect, and protect them while teaching them how to destroy and contain scps properly and successfully as well.
Rick needs to help the SCP Foundation's Earth about the SCP and eliminate it's corruption problem. Rick tells the public the truth about SCP's and how they work and teach the foundation morality and good respect towards its workers and soldiers and if corruption is here it will be destroyed immediately. Rick, Morty, and the SCP Foundation together has to learn/destroy/contain/control all SCP's and every scp they caught and controlled by robotic and scientific mind control (with scp help they contained and controlled and so on) that are beneficial can use them on other dangerous scps and this repeats and so on to the power scale.
The goals are to destroy/contain scp's that have history with all of the solar system and Earth (not regular aliens but if there are study them if they are good, but if they are evil destroy and contain them) and help solve Earth's multiple scps problem and destroy evil scp influences within and upon humans (not regular humans that were not influenced and resisted it) and destroy corrupt GOI's that are evil and other ones that support SCPS.
Also once they have captured the scps they disassemble them and dispose them and destroy their remaining bodies successfully. Also they teach humanity how to defend themselves and gave 50% of the population of earth superpowers and regular people have powers now and not only that but now there are guardians/heroes protecting people against evil human/scp/alien villains and they did this to compete and resist scps and their influence and control.
Good and neutral scps that are moral and respectful are given same rights as humans and now both scps and humans compete in politics and control and they teach humanity how scps work and they tell the public after they have captured all scps and they teach humanity how their tech works and how the universe works and how science works and they teach Humans and NASA and the Militaries in the world what knowledge they have gotten from their learning and teachings and experience with/from Rick Sanchez and Morty Smith.
One thing, after all of this and if they had succeeded the foundation will split into multiple foundations owned and that are commanded by the nation's government for some reason. Will they have a "good ending"? What will happen to Rick and Morty after they have succeeded and fixed the SCP Foundation's Earth and brought justice before they leave this dimension after the SCP Foundation collapsed/split/divide/seperated into multiple foundations? Will they celebrate and have a day named in this victory and success like independence day? What will happen? You can bring politics into this!
Bonus question: what if after their success they have contacted aliens and they have visited and they wanted to help out humanity and has allied with them?
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2021.09.28 09:19 Marco_travel Marco is a travel business companion
2021.09.28 09:19 gorgeousrick congrats
2021.09.28 09:19 badboysdanceparty Bad Boys Dance Party - Lulu's Song [Official Music Video]
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2021.09.28 09:19 Spinkly Create A Word Cloud Through The Lessons Of The Year
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